Facebook Twitter Linked In Youtube Pinterest

Neglecting insurance can be costly for winter skiers

Wednesday 4th December 2013

As Brits embark on winter breaks to snowier climes this season, research from Aviva shows that 15% of winter sports-goers don’t take out the appropriate insurance cover for winter sports such as skiing, snowboarding or tobogganing. Despite this, almost half of snow-lovers admitted to being involved in an accident or a near miss whilst on holiday, resulting in 76% of them needing emergency medical treatment paid for by their insurance.
Furthermore, 43% of those surveyed who didn’t buy winter sports insurance said it was because they didn’t think they would ever need it, with 36% wrongly believing that they don’t need insurance if they have a European Health Insurance Card (EHIC) and a further 11% simply forgetting to purchase it. Yet when asked if they could afford to pay for any medical treatment themselves, without insurance, 64% of the respondents admitted they couldn’t.
The research from Aviva showed that many winter sports fans are unaware of the actual cost of receiving medical treatment abroad for winter sports-related injuries.
When asked what they could afford to pay if they needed emergency medical treatment (and didn’t have insurance), the average amount respondents said they could afford was £492 but in fact the average winter sports claim last year was £740 – a difference of £247.
Treatment for extreme injuries, such as a damaged spinal cord, can be very costly. In one actual claim the cost of emergency medical treatment was £31,000.
Heather Smith, director of Aviva general insurance, said: “We never like to think about the worst case scenario, especially when going on holiday, but when it comes to winter sports this can be a costly error.”
“Even if you consider yourself to be a competent skier remember that mishaps can happen to anyone and the cost of even a minor accident can run to hundreds of pounds.”
She added: “It is worth taking the time to make sure you have the right insurance when you book up your winter holiday. It could save a lot of worry and inconvenience should your holiday somehow go off-piste.”

blog comments powered by Disqus